Legal
Last updated: May 15, 2026
Wing Plan ("the Platform") is an educational and informational tool only. The Wing Score, category breakdowns, Leaf and Thorn assessments, Wing Plan recommendations, and any other content produced by the Platform do not constitute financial advice, investment advice, tax advice, legal advice, or any other professional financial service.
No content on this Platform should be interpreted as a recommendation to buy, sell, or hold any financial instrument, make any investment decision, take on or pay off debt, or make any other financial commitment.
Wing Plan is not a registered investment advisor, broker-dealer, financial planner, or licensed financial professional. The Platform does not hold any license or registration under applicable financial services laws or regulations.
For personalized financial advice, please consult a qualified financial advisor, certified financial planner (CFP), licensed CPA, or other credentialed professional.
The Wing Score is calculated using a simplified scoring model based solely on self-reported answers to a brief questionnaire. The model uses approximate ranges, fixed weights, and estimated values. It does not account for the full complexity of your financial situation, local cost of living, tax implications, investment considerations, or individual circumstances.
The scoring methodology is designed to provide directional insight, not a precise or comprehensive financial assessment. Two people with identical scores may have very different financial situations in reality.
All results are based entirely on the information you provide. Wing Plan does not verify, audit, or independently confirm any answers you submit. The accuracy of your Wing Score depends entirely on the accuracy of your self-reported information.
Your questionnaire answers and Wing Score are stored locally on your device using browser-based localStorage. Wing Plan does not transmit, store, or process your personal financial information on external servers. We do not sell, share, or monetize your data.
Wing Plan makes no representations or warranties about the accuracy, completeness, reliability, suitability, or availability of the Platform or its content. Any reliance you place on the information provided is strictly at your own risk.
Financial outcomes depend on many factors outside the scope of this Platform, including market conditions, personal circumstances, employment, health, and choices made over time. Wing Plan is not responsible for any financial outcomes that result from actions taken based on Wing Score results or recommendations.
Any action items, recommendations, or "Wing Plan" suggestions are based on general financial principles and the answers provided. They are not guarantees of future financial outcomes and should be evaluated with the help of qualified professionals before implementation.
Wing Plan reserves the right to modify this disclaimer at any time. Continued use of the Platform constitutes acceptance of the current disclaimer.
In plain language:
Wing Plan is a tool to help you think about your finances, not a substitute for professional advice. Your score is a snapshot based on what you tell us. We can't see your bank account, your credit report, or your full financial picture. Use this as a starting point, not a final answer. When in doubt, talk to a financial professional.